12 Best Bank Bonuses and Promotions of December 2024 (Up to $3,000)

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If you are Looking for a great way to boost your savings or earn some extra cash this December? Many banks are offering lucrative bonuses and promotions to attract new customers. From cash rewards to waived fees, these deals can help you maximize your banking experience. Below, we’ve rounded up the 12 best bank bonuses and promotions for December 2024, with offers as high as $3,000. Let’s dive in!

1. Chase Total Checking® – $300 Bonus

Offer: Open a Chase Total Checking account and set up direct deposit to receive a $300 bonus.
Requirements: Direct deposit must be made within 90 days of account opening.
Expiry: December 31, 2024.
Why It’s Great: Chase offers extensive branch and ATM networks, making this a convenient option for most people.
About Chase: As one of the largest banks in the U.S., Chase provides a wide range of financial services and boasts over 4,700 branches nationwide.

2. Citi Priority Account – Up to $2,000 Bonus

Offer: Earn up to $2,000 by opening a new Citi Priority Account and meeting deposit requirements.
$10,000 – $30,000: $200
$30,000 – $75,000: $500
$75,000 – $200,000: $1,000
$200,000+: $2,000
Requirements: Maintain the deposit balance for 60 days.
Expiry: December 31, 2024.
Why It’s Great: High bonus potential for those with significant deposits.
About Citi: Citibank is known for its global presence, offering robust online banking and a wide range of financial products.

3. Bank of America Advantage Banking® – $100 Bonus

Offer: Open a new Advantage Banking account and set up at least two qualifying direct deposits of $250 or more.
Requirements: Complete deposits within the first 90 days.
Expiry: December 31, 2024.
Why It’s Great: A straightforward offer with no complicated terms.
About Bank of America: A top-tier U.S. bank with excellent digital tools and over 3,800 branches nationwide.

4. Wells Fargo Everyday Checking – $325 Bonus

Offer: Open an Everyday Checking account and receive at least $1,000 in qualifying direct deposits within 90 days to earn $325.
Requirements: Direct deposits must be from an employer or government benefits.
Expiry: December 31, 2024.
Why It’s Great: Generous bonus for minimal deposit requirements.
About Wells Fargo: A longstanding financial institution with over 150 years of history, offering comprehensive banking solutions.

5. PNC Virtual Wallet – Up to $400 Bonus

Offer: Earn up to $400 for opening a PNC Virtual Wallet account:
$1,000 deposit: $200
$5,000 deposit: $400
Requirements: Make qualifying deposits and maintain the balance for 60 days.
Expiry: December 31, 2024.
Why It’s Great: Flexible bonus tiers based on your financial needs.
About PNC: Known for its Virtual Wallet feature, PNC combines checking, savings, and budgeting tools into one streamlined experience.

6. HSBC Premier Checking® – Up to $600 Bonus

Offer: Earn $600 when you open a Premier Checking account and deposit at least $75,000.
Requirements: Funds must remain for 90 days.
Expiry: December 31, 2024.
Why It’s Great: Ideal for high-net-worth individuals seeking premium banking services.
About HSBC: A global banking leader, HSBC is well-suited for those with international financial needs.

7. Discover Online Savings – $200 Bonus

Offer: Deposit at least $25,000 into a new Discover Online Savings account to receive a $200 bonus.
Requirements: Maintain the balance for 30 days.
Expiry: December 31, 2024.
Why It’s Great: No monthly fees and a competitive savings rate.
About Discover: Popular for its online savings accounts and credit card products, Discover offers user-friendly digital banking.

8. SoFi Checking and Savings – $250 Bonus

Offer: Earn $250 when you open a new account and receive direct deposits totaling $5,000 or more.
Requirements: Complete direct deposits within 30 days of account opening.
Expiry: December 31, 2024.
Why It’s Great: Offers additional perks like no overdraft fees and high APY.
About SoFi: Known for its modern approach to banking, SoFi provides student loan refinancing, investments, and fee-free banking.

9. U.S. Bank Smartly Checking® – $600 Bonus

Offer: Open a Smartly Checking account and complete direct deposits totaling $10,000 or more to earn $600.
Requirements: Fulfill the deposit requirement within 90 days.
Expiry: December 31, 2024.
Why It’s Great: A substantial bonus for moderate deposit requirements.
About U.S. Bank: As one of the largest banks in the country, U.S. Bank offers comprehensive financial services with excellent customer support.

10. TD Bank Beyond Checking® – $300 Bonus

Offer: Earn $300 when you open a Beyond Checking account and receive $2,500 in qualifying direct deposits within 60 days.
Requirements: Maintain a $2,500 balance to avoid monthly fees.
Expiry: December 31, 2024.
Why It’s Great: Excellent for those who maintain higher balances.
About TD Bank: Known as “America’s Most Convenient Bank,” TD Bank has long hours and exceptional customer service.

11. Regions LifeGreen Checking® – $400 Bonus

Offer: Open a LifeGreen Checking account and receive $400 after $1,000 in direct deposits.
Requirements: Fulfill deposit requirement within 60 days.
Expiry: December 31, 2024.
Why It’s Great: Flexible bonus with reasonable deposit criteria.
About Regions: A regional powerhouse in the South and Midwest, Regions Bank provides personalized banking solutions.

12. Fifth Third Bank Momentum Checking® – $275 Bonus

Offer: Earn $275 when you open a Momentum Checking account and receive direct deposits of $500 or more.
Requirements: Fulfill the direct deposit within 90 days.
Expiry: December 31, 2024.
Why It’s Great: A low direct deposit threshold makes this offer widely accessible.
About Fifth Third Bank: A regional bank with a strong presence in the Midwest and Southeast, offering innovative financial tools.

Top Bank Bonuses for December 2024

Bank	Maximum Bonus	Requirements	Expiry Date	Why It’s Great
Chase	$300	Open an account and set up direct deposit within 90 days.	December 31, 2024	Extensive branch network.
Citi	Up to $2,000	Deposit $10,000-$200,000+ and maintain balance for 60 days.	December 31, 2024	High bonus potential for large deposits.
Bank of America	$100	Two direct deposits of $250+ within 90 days.	December 31, 2024	Simple terms.
Wells Fargo	$325	Direct deposits totaling $1,000+ within 90 days.	December 31, 2024	Minimal deposit requirements for a generous bonus.
PNC	Up to $400	Deposit $1,000-$5,000 and maintain balance for 60 days.	December 31, 2024	Flexible tiers for different deposit levels.
HSBC	$600	Deposit $75,000+ and maintain for 90 days.	December 31, 2024	Ideal for high-net-worth individuals.
Discover	$200	Deposit $25,000 and maintain for 30 days.	December 31, 2024	Competitive savings rate with no monthly fees.
SoFi	$250	Receive direct deposits totaling $5,000+ within 30 days.	December 31, 2024	High APY and no overdraft fees.
U.S. Bank	$600	Direct deposits totaling $10,000+ within 90 days.	December 31, 2024	Great bonus for moderate deposits.
TD Bank	$300	Direct deposits of $2,500+ within 60 days.	December 31, 2024	Excellent for maintaining higher balances.
Regions	$400	$1,000 in direct deposits within 60 days.	December 31, 2024	Flexible criteria for a reasonable bonus.
Fifth Third Bank	$275	Direct deposits of $500+ within 90 days.	December 31, 2024	Low deposit threshold, widely accessible.

How to Choose the Right Bank Bonus

When selecting a bank bonus, consider:

Minimum Deposit Requirements: Ensure you can meet the deposit thresholds.
Fees and Terms: Check for monthly maintenance fees or other conditions.
Banking Needs: Choose a bank that fits your lifestyle, whether it’s online banking, branch access, or premium services.

Final Thoughts

Bank bonuses can be an easy way to earn extra cash while opening an account that suits your financial goals. With December’s top offers, you can take advantage of up to $3,000 in bonuses. Be sure to read the terms and conditions carefully and act before the promotions expire. Happy banking!